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The Textbook Insurance Program features a broad range of school-specific coverage, including:


Commercial Property
Protects the building, contents, equipment and miscellaneous property of the insured as well as income lost and extra expense incurred from down time due to a loss.  Please ask us about our new property enhancement endorsement with 24 additional new coverages!

Inland Marine
Protection against damage to the insured's equipment.

Commercial Crime
Protection from burglary, robbery, embezzlement and forgery.

Boiler & Machinery
Also referred to as Equipment Breakdown coverage, it covers property damage to mechanical, electrical and pressure equipment.

General Liability
Protection against liability claims for injuries or damages arising out of the operations of the insured.  Please ask us about our new general liability enhancement endorsement with 13 additional new coverages!

Commercial Automobile
Liability and physical damage protection for owned and non-owned vehicles used in your business.  Please ask us about our new automobile enhancement endorsement with 17 additional new coverages and our new replacement cost coverage for school buses!

Educators' Legal Liability
Provides coverage for failure to educate, negligent supervision, employment related practices coverage and non-monetary injunctive relief defense limits.

Umbrella Liability
Insures against those losses in excess of the limits provided by the school’s underlying liability policies as well as to fill in coverage on some claims that the underlying policies do not recognize at all.

Workers' Compensation (not available in all states)
Insurance coverage for employees injured in the course and scope of their employment.